Schwinn 130 Exercise Bike Review: Cycling Comparison

As far as exercise bikes go, the Schwinn 130 upright bike has definitely caught our attention. This affordable piece of cardio equipment is a winner when it comes to price, performance, durability, and extra features, especially compared to other upright bikes within the same price range.

In this Schwinn 130 bike review, we’ve covered all the good things and a few of the bad about this bike to help users decide whether or not the 130 will make a good addition to the home gym.

Before going into the full Schwinn 130 review, let’s cover some of the features that make this exercise bike stand out from the rest:

Durable Build Quality – Sturdy Frame and Great Flywheel

For a bike at this price point, it’s easy to assume that the frame will be flimsy and the flywheel will be light. Although the 13-pound flywheel isn’t the heaviest out there - to give you a better idea, the Peloton bike has a 30-pound flywheel - the high-inertia wheel design combined with the sturdy frame means that you get a smooth, quiet, and stable workout every time.

The steel frame can hold up to 300 pounds, and you can count on shedding some of that weight once you put the Schwinn 130 stationary bike into action.

Enhanced Bluetooth Connectivity

Having a Bluetooth-compatible bike isn’t a top priority for some riders, but it definitely enhances the experience. The Schwinn 130 is Bluetooth-capable, so you can track your heart rate and follow your progress and fitness goals by syncing the bike with your favorite health apps. Two of the apps that users (and Schwinn) recommend using are Zwift and Explore the World.

Fully-Loaded Console with 22 Preset Workout Programs

Although the 130 console isn’t as “fully-loaded” as Schwinn’s 170 model, which has 29 workout programs, it still goes above and beyond with 22 integrated programs and 2 user profiles built into the streamlined console. These programs cover all the bases and provide a variety of workout options for users of all skill levels, letting you track old goals as well as set new ones.

Through the console, you’ll be able to track all your metrics, including time, RPM, distance, pulse, speed, calories, resistance level, profile, HR zone indicator, % complete indicator, intensity meter, user indicator, and goal achievement. There’s even a USB port for data export (or device charging) that keeps you updated on reaching your fitness goals.

20 Resistance Levels

While many bikes have 8 adjustable resistance levels, this one has 20, which promotes a wide range of workout intensity options. Instead of the old-school tension knob that you’ll find on a lot of cheaper upright models as well as recumbent bikes, the 130’s resistance is changed by pushing “Up” or “Down” arrows located on the console.

DualTrack Blue LCD

Within the bike’s console, you’ll find an LCD window that’s easy to use and lets you navigate through the preset programs as well as set goals and metrics. The DualTrack system, which consists of a large screen on top and a smaller screen below, displays multiple (13 to be exact) feedbacks at once.

Telemetric Heart Rate Functionality

On the lower part of the handlebars of the Schwinn exercise bike 130, you’ll find the heart rate sensors. Holding these while your ride allows you to telemetrically monitor your heart rate at all times. This feature goes well with the 8 HR programs (4 for beginners, 4 for advanced) built into the console that is aimed at helping users reach their target heart rate

Padded Contoured Seat

Compared to recumbent models, upright bikes are notoriously known for being uncomfortable since the rider is propped upright (hence the name) rather than sitting in a reclined position. While the upright seat position isn’t everyone’s cup of tea, Schwinn has done well with the 130’s seat design.

The bike’s seat is padded and contoured, but if it doesn’t work for you, you can easily exchange it with any clamp and rail bicycle seat instead.

Explore the World & Zwift App Compatibility

We’ve already touched on this unique feature, but it’s worth mentioning again. The Bluetooth functionality of the 130 bike means that you’ll be able to fully connect and sync with the popular Explore the World and Zwift apps. Both of these enhance a user’s experience in different ways, so they’re nice additions to the 130.

Schwinn 130 Upright Bike Reviewed

Bike Specifications

Exercise Bike Type


Dimensions (While in Use)

41.34” x 21.26” x 55.51”

Levels of Resistance


User Weight Limit

300 lbs

Preset Programs


Weight of Bike

58.4 lbs

The first important thing to note about the Schwinn 130 is the value. Although not the most expensive upright bike for indoor cycling, it’s not the cheapest either. If it's value that you're looking for, you’ve found it. For many products, you’ll hear the phrase "you get what you pay for," and in the case of the Schwinn 130, it turns out you get a lot for what you pay for.

Not only are all Schwinn 130 exercise bike parts made from durable components that promote stability and sturdiness no matter how intensely you choose to ride, but it also comes with all the extra features you could ever need. 

That includes grip heart rate sensors, MP3 speakers, Bluetooth compatibility, a USB charging port, a 3-speed fan, a mobile device holder, a water bottle holder, and a large, easy-to-read console.

Another big pro is that the Schwinn 130 assembly doesn’t take long. The bike comes pre-assembled out of the box, so putting it together is just a matter of connecting a few bits and pieces.

Once assembled, you’ll have quick access to 22 different preset programs, including 19 workout routines and 2 fitness tests to help determine your current fitness level. There’s the usual QuickStart program as well as 9 Profile, 8 Heart Rate Control, and 2 User-Defined programs.

Unlike the Schwinn 170, the 130 model isn’t compatible with heart rate chest strap monitors. That just means you’ll have to use the handgrip sensors for HR monitoring instead. The only other real drawback is the light-ish flywheel.

For upright bikes, the heavier the flywheel, the smoother and quieter the ride. This bike has a wheel weight of 13 pounds, which is a lot better than the 3-4 pound wheels of cheaper bikes, but not quite on the same level as the 30+ pound flywheels of top of the range cycles.

Pros & Cons

What We Like

  • Console loaded with features

What We Didn't Like

  • LCD is not backlit
  • Average flywheel weight

All About the Schwinn Exercise Bike Brand

Schwinn is a name that’s been around since 1895, so it’s a no-brainer that this is a name you can trust. The company started out by making on-road outdoor bicycles but eventually branched out into stationary bikes as the demand for indoor cardio equipment increased.

Schwinn quickly dominated the industry, but then the depression hit, and recreational bikes were considered a luxury purchase that many Americans could not afford. Due to economic impact, Schwinn was eventually sold to Pacific Cycle, and then Pacific was purchased by Direct Focus, Inc., which became known as Nautilus.

Comparing The Schwinn Range of Upright Exercise Bikes

Schwinn has a bike for everyone; the company’s range of stationary indoor bikes (they’ve also got a massive selection of outdoor bikes available) includes everything from indoor cycle bikes to sturdy and stable recumbent bikes.

If you know that you’re looking for the upright design, the Schwinn range of upright bikes has some solid choices, including the Schwinn 130 upright exercise bike, the similar but higher ended 170 model, and the Schwinn A10. Here’s a quick comparison between these 3 popular upright models:

Schwinn 130 vs. 170

Comparing the Schwinn 170 upright bike vs. 130 is the biggest question for anyone in the market for a Schwinn upright. These bikes are from the same line, so they share many similarities, but the main difference is that the 170 is a step-up in terms of performance and features, which also means it’s a step-up in price. For the full comparison, check out our Schwinn 130 versus 170 review

Schwinn 130 vs. Schwinn A10

Comparing the Schwinn A10 with the 130 is like comparing apples to oranges. While they’re both upright bikes, they’re also very different. They’re both very well built, but the A10 is more basic, and therefore cheaper. Its low price makes it the better choice if you’re looking for a budget cardio solution.

Comparisons with Other Upright Exercise Bike Brands

While Schwinn is a reputable brand for buying cardio equipment, it’s not the only one worth considering. The Schwinn 130 upright cycle has a lot going for it, but to choose the perfect bike for reaching your fitness goals, you must do your due diligence and browse around. Here are a few more bikes worth considering that give the 130 a run for its money:

Schwinn 130 vs. Nautilus U616 Upright Bike

Nautilus U616 Upright Bike
  • With enhanced Bluetooth connectivity, users...
  • Explore the world and discover 50+ global...
  • 29 workout programs: 12 profile, 9 heart rate...
  • 29 unique training programs allows you to...

The Schwinn 130 and Nautilus U616 are virtually identical, making sense since Schwinn is owned by Nautilus. Comparing these 2 bikes is similar to comparing the Schwinn 130 and 170 since the U616 is a higher-end bike with a higher price tag. Because of the lower price tag, many users agree that the Schwinn 130 is the better value option.

Schwinn 130 vs. ProGear 225

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ProGear 225 Folding Magnetic Upright Exercise...
  • 220 lbs. Weight capacity. Heart Pulse sensors...
  • Compact folding design perfect for limited...
  • An 8 level magnetic tension control System....
  • Ergonomic contoured seat cushion easily...

The ProGear 225 is a low budget foldable bike, so the only real similarity to the 130 in terms of bike structure is that it features an upright design. If you’re short on square footage or prefer a foldable bike for storage reasons, the ProGear is worth considering, but in terms of cardio performance and features, the 130 wins hands down.

Schwinn 130 vs. Exerpeutic Gold Upright Bike

On Sale Today
Exerpeutic Gold Heavy Duty Foldable Exercise...
  • Heavy duty and high durability steel frame...
  • An 8 level Magnetic Tension control system...
  • Folds to 1/2 the size, so it is uniquely...
  • Large comfortable seat cushion for people of...

The same comparison for the ProGear 225 applies when comparing the Schwinn 130 to Exerpeutic’s Gold bike. It’s foldable, so it’s easy to store and move around the home, but it only has 8 resistance levels compared to the 130’s 20. Also, the Gold bike’s console isn’t anything to rave about, so if features are what you’re after, the 130 bike wins again.

Schwinn 130 vs. 3G Cardio Elite

3G Cardio Elite UB Upright Bike - Commercial...
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3G Cardio Elite UB Upright Bike - Commercial...
  • 3G Cardio, an Arizona-based company with a...
  • The 2-way multi-position oversized cushioned...
  • With an overall small and compact size (41”...
  • Handheld Heart Rate Sensors and a wireless...

If price isn’t a concern and you’re on the hunt for an upright bike that’s packed with features, the 3G Cardio Elite could be the one for you. However, the high price tag is a big turn off for some, especially considering it shares many of the same features as the 130 (which is half the cost).

In most cases, the Schwinn 130 is the clear winner. However, the bike and the brand you choose really comes down to your specific fitness needs, available space, goals, and budget.

Recommended Schwinn Upright Bike Workouts

Since the Schwinn 130’s console gives you access to 22 unique workout programs, it’s recommended that you use these. You can easily find a fitness program based on your specific goals, whether you want to lose weight, build endurance, or focus on a target heart rate.

If you prefer to freestyle it and come up with your own workout, here’s a stationary bike routine for beginners from Healthline that has proven effective:

Start with a 25- to 35-minute workout and progress from there, adding time in 1-minute increments as you build up your fitness.

Here’s a sample beginner’s workout:

  1. 1
    Start off pedaling at a low intensity for 5-10 minutes.
  2. 2
    Switch to medium intensity for 5 minutes, followed by:
  • high intensity for 1-2 minutes
  • medium intensity for 5 minutes
  • high intensity for 1-2 minutes
  • medium intensity for 5 minutes
  1. 3
    Finish by pedaling at a low intensity for 5 minutes.

Keep in mind this is a beginner-level workout, so if you’re looking for something more advanced, look for a routine that’s specifically geared towards interval training or weight loss.

People Also Ask (FAQs)

Where can I access the Schwinn 130 upright exercise bike manual?

The Schwinn 130 user manual can be accessed online at any time. You’ll receive a hard copy of the manual with your bike, but manuals tend to get lost in the shuffle over time, so visit Schwinn’s website to access the PDF version. You’ll want to refer to the manual for Schwinn 130 upright bike troubleshooting, assembly, and usage tips.

How much weight can the Schwinn 130 hold?

The official Schwinn 130 upright bike weight limit is 300 pounds, which is exactly the same as the 170 bike. Most upright bikes have a weight limit of around 300, although there are a few exceptions with user weight limits ranging from 220 to 400 pounds.

How much does the Schwinn 130 bike cost?

You’ll find that the older model of the Schwinn 130 bike costs less than the newest version, but it also means you’ll be getting fewer features - fewer resistance levels, fewer programs, etc. The current model is priced around $500, which still falls in the budget category for upright stationary bikes, especially compared to the nearly $2000 Peloton bike.

Where's a good place to find the Schwinn 130 upright bike for sale?

You can find the 130 bike from major online and in-store retailers like Amazon and Walmart. You can also purchase your bike directly from Schwinn’s official website, but the Amazon Storefront has every Schwinn product known to man, and this is where you’ll most likely find the best Schwinn 130 price.


Schwinn Fitness 130 Upright Bike...
  • Goal track capability enables users to set...
  • DualTrack LCD screen displays offer increased...
  • High speed, high inertia drive system for...
  • 20 levels of resistance for a wide range of...

The major takeaway from this Schwinn 130 upright bike review is that this upright bike offers excellent value for money. For the price, it’s actually surprising just how many features come jam-packed in the 130, like the 22 fitness programs, 20 resistance levels, and Bluetooth connectivity.

There are only a few small flaws. In terms of value, there are very few upright models that compare to this one, although you might consider the Schwinn 170 instead if you’re interested in having a few more bike features for a slightly higher price.

Last Updated on August 19, 2021

Paul J