XTERRA Fitness MB550 Indoor Bike Reviewed

For the fitness junkies who want to skip the trip to the gym, there are quite a few perks of getting a workout in the comfort of your home.

Apart from the many types of run-of-the-mill gym equipment that you can use at home, the exercise bike still remains to be a staple for those who want to get a solid cardio workout at home. Keeping that in mind, here we’re going to take a quick look at the XTERRA Fitness MB550 exercise bike.

Product Specifications

Min-Max Seat Height


Min-Max Handlebar Height


Product Weight

107.1 lbs.

Product Dimensions

45.7”L x 22.4"W x 38.6"H

Max Capacity

250 lbs.


Belt Drive


Dial, Infinite Micro Adjustments


48.5 lbs.

The following are some of the highlights of the XTERRA Fitness MB550 exercise bike, which makes it a bargain for its price point.

Wireless LCD Console

The XTERRA Fitness MB550 features a high-quality wireless LCD console. While the console is compact and non-backlit, it does keep track of your distance, speed, time, and calories burned during a session, which is always good to know.

The console is wireless, but it does not have Bluetooth connectivity or use radio frequencies for connection to wireless chest straps, which is a feature found in other home exercise cycles. However, the LCD console does not keep track of HR, RPM, or the battery power, which is a bummer, but certainly not a deal-breaker.

Adjustable Handlebars

The XTERRA Fitness MB550 exercise bike features fully adjustable handlebars, which enables you to have a solid grip during your workout. The handlebars are 4-way adjustable, which is a nice addition to the exercise cycle, and ensures a high level of comfort.

The only downside with the handlebars is that while they feature the Cross, Bull-Horn, and Aero grip positions, it does not have drop bars.

Comfortable Seating

This home exercise bike also comes with a fully adjustable seat that allows the user to set it according to their height. This ensures that the user stays comfortable regardless of their leg length while using the XTERRA Fitness MB550 exercise bike.

The seating design in this exercise cycle is a narrow-designed, spinning-style saddle. Both the seat post and the handlebar stem have been constructed with high-quality stainless steel for enhanced durability.

Resistance and Quick-Stop Feature

The XTERRA Fitness MB550 exercise bike boasts a resistance and quick stop knob that’s designed for ease-of-use. The easy positioning or the quick-stop feature means that it can be activated to release the brakes instantly and without much effort.

Unique Belt-Drive Mechanism

The XTERRA Fitness MB550 exercise bike features a belt drive system that’s unique in that it offers a smooth performance. The near to silent performance of the MB550 makes it a smart choice for those who don’t want to wake up other members of the household during their workout. The sturdy belt is non-stretchable and comes with a one-year warranty.

Sturdy Toe Cage Pedals

Sturdy and well-built toe cage pedals ensure that your feet remain secure while using the pedals. The toe cage can be secured with the help of straps that are also adjustable so that you get a perfect fit even for wider feet.

 The only downside is that the toe cage pedals that have been used in the XTERRA Fitness MB550uses a single-sided design, which, although durable, is not compatible with the clipless cycling shoes that some people prefer to wear while cycling.

High-Quality Brake Pads

The MB550 also boasts of sturdy brake pads that supply an ample amount of resistance once you press the brakes, which are applied from the top of the precision balanced flywheel for enhanced durability.

Feature Summary:
  • Felt pad push brake resistance
  • Adjustable Base Levelers
  • LCD screen
  • Transport wheels
  • Water bottle holder
  • Length: 46″
  • Height: 39″
  • Width: 23″
  • Weight: 105 Pounds
  • Power: Battery included
XTERRA Fitness MB550 Indoor Bike

Is It Worth Your Money?

XTERRA Fitness is a brand that’s no stranger in the fitness industry. The company has developed countless exercise cycles, along with other gym equipment that offers customers the best in quality, in both design and durability. With the XTERRA Fitness MB550 exercise bike, the brand takes its commitment to providing top-quality fitness products a step further.

Right out the box, you will notice the quality materials that have been used in making the XTERRA Fitness MB550 exercise bike. But, the highlight of this exercise bike has got to be its design. The MB550 exercise bike has clearly been designed to be aesthetically appealing, apart from delivering a superb performance that easily sets it apart from other indoor exercise bikes.

The combination of the latest technologies and a bike design that’s aesthetically appealing makes the XTERRA Fitness MB550a great choice for all those fitness enthusiasts out there, including those who are just starting out with their fitness routine.

Additionally, the XTERRA Fitness MB550 exercise bike has been designed for a 250 lbs. weight capacity, which means that the MB550 is perfect for those who are looking to shed those excess pounds.

Pros and Cons


  • Heavy-duty frame
  • LCD display
  • Cushioned and adjustable saddle
  • Multi-grip handlebar
  • Silent belt drive
  • Chrome plated,precision-balanced flywheel
  • Durable, friction-resistant pedals for multiple difficulty levels
  • Conveniently placed water bottle holder
  • Comes with 3V Battery and 2 AAA Batteries
  • Low-maintenance


  • The display is not back-lit
  • No Pulse reading functionality
  • Toe cage pedal not compatible with clipless cycling shoes
  • Only 250 lbs weight capacity


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Our Rating: 4.3 Star Rating 4.3 / 5

All the features that have been integrated into the XTERRA Fitness MB550 exercise bike, including its ergonomic design make it a good option for those who are searching for a sturdy and reliable exercise bike for home use. The XTERRA Fitness MB550is a solid, well-built indoor exercise bike that’s suitable for men and women regardless of their height.

As an indoor exercise cycle, the XTERRA Fitness MB550boasts of all of the features that one would need to find out the distance, speed, time, and calories of each workout session, which makes it easier for one to reach their personal fitness goals. Overall, the XTERRA Fitness MB550 exercise bike is a great choice for anybody who is looking to lose excess weight, stay fit, or improve their endurance.

If you would like to get your hands on a similar bike, yet with 330 lbs weight support, check out Cyclace indoor bike. You can also check our complete guide on affordable exercise bikes.

Paul J

Last Updated on August 19, 2021